Book Review: Fourth Debt by Pepper Winters

Title: Fourth Debt (Indebted #5)
Author: Pepper Winters
Genre: Contemporary Romance
Length: 350 pages
Rating: 4.25 stars


“We’d won. We’d cut through the lies and treachery and promised an alliance that would free us both. But even as we won, we lost. We didn’t see what was coming. We didn’t know we had to plan a resurrection.”

Nila Weaver fell in love. She gifted her entire soul to a man she believed was worthy. And in the process, she destroyed herself. Three debts paid, the fourth only days away. The Debt Inheritance has almost claimed another victim.

Jethro Hawk fell in love. He let down his walls to a woman he believed was his cure. For a moment, he was free. But then he paid the ultimate price.

There is no more love. Only war. Hope is dead. Now, there is only death all around them.

Grace Review

There’s dark and then there is Pepper Winters dark. If you’ve already read her books and the previous books in this series, you know what I mean. There’s no alluding to the debts or a fade to black. The author takes you through every brutal moment. You will feel ALL of Nila’s pain. It hurts. It hurts my heart. It hurts my head. Because all I can think is that there is nothing Nila can do to payback the pain that has been brought down on her.

My heart beat for the last time, frosting over – protecting itself for what I would do.  I’d never planned on becoming a villian. But I’d never planned on losing my soul-mate, either.

I really can’t go into detail about this book because I don’t want to give anything away, so I’ll keep this brief.

First 1/3 of the book:
– Nila’s back and forth, “I’m strong enough” or “I can’t do this”, got annoying.

Second 1/3 of the book:
– There is hope, a ray of light for Nila.
– I waited very impatiently for the fourth debt.

Last 1/3 of the book:
– I wish I didn’t have to read the fourth debt.
– Nila forgets a critical thing that the scum Daniel tells her. I’m not sure why she didn’t remember the information, maybe overwhelmed by something else (I’m being vague on purpose). I wanted to scream at her to remember, because as we learn, that forgetfulness will cost her.

This book like the previous ones tested Nila as she had to question who was friend or foe. Who she can trust will be tested in good ways and bad. But, I can confirm, Cut, Daniel and Bonnie are all still despicable heartless people. Who’s worse?

Eeny, meeny, miny, moe
Catch a fucktard by the toe
If he hollers, gag him so,
My mother says to pick the very worst one
And you are all it!
(yes, I took some liberties with this rhyme)

This book ends with . . . .surprise . . . . another cliffhanger. But that’s expected, right? I’m not even sure what to think at this point. I know Nila’s fucked, but I would hope the author gives her and us, some redemptions. FEED THEM TO THE PIGS!!!

I’m throwing down the gaunlet and expecting the author to blow me away with the Final Debt.

Final note – Fans of the author’s work will be happy to see a special guest from another series in this book.  Hopefully will contribute to the vengenence I crave.

– Grace



Click on the images below to purchase the previous books in the series:

1h 1i 1j 1k

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  1. I’ve heard of this book. I really should check it out.

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